How does Michael explain DREAM? Michael Abraham, GLCU Chief Strategy Officer and Mortgage Forward President & CEO at the recording. Mortgage Forward is a DREAM program partner. QRL webinar, September 4, 2026. It takes a little bit of time to wrap your mind around it, but what I keep telling people, and to quote Fred here, it's actually much simpler the further you zoom out and understand that all you're really doing is unlocking the economic benefit that's already built into that loan, and instead of taking it from an institution standpoint, you're sharing it back with the rightful owner, which is the borrower. Context: Michael describes how he thinks about DREAM. This is his explanation of the program, not a guaranteed result for a particular loan. Program fit and available benefit depend on the loan and arrangement. Unspoken end card: Explore fit for your institution. Talk through the program and your questions. takara.finance/book-a-call.