Start with the member’s next move.

Michael Abraham | President & CEO, Mortgage Forward DREAM program partner QRL webinar, September 4, 2026. Source 00:25:54.860 to 00:26:06.700, continuous original audio. Context: Michael describes member-outreach toolkits and servicing expertise available through Mortgage Forward. Support and responsibilities depend on the program arrangement. We can help you market. Takara has built some really cool toolkits on how to talk to members and ensure that's there. We've got experts on staff at Mortgage Forward from a servicing standpoint to assist with the transaction. Unspoken end card: Talk through your rollout. Start with your team, workflow and review requirements. takara.finance/book-a-call. Support described by Mortgage Forward. Scope depends on the program arrangement.

Fred Campobasso, Chief Lending Officer, Great Lakes Credit Union The Credit Union Connection interview, published March 30, 2026. Context: discussing possible member benefits before the planned DREAM pilot. On-screen context: Possible uses of a DREAM benefit toward new financing. Fred Campobasso also serves on Takara’s advisory board. They can either buy down the rate in some instances or that's a larger down payment for them. It improves their lives in so many ways. I think that's a metric. Is it a true metric? No. But that's why we're here. People helping people. End card (unspoken): Could DREAM fit your credit union? Start with a briefing on member needs and program fit. Request a briefing: takara.finance/book-a-call. Availability and terms depend on the participating lender and borrower eligibility. Full source: https://www.youtube.com/watch?v=Y3gjliOzTl8 Publisher: https://thecreditunionconnection.com/golden-handcuffs-no-more-fred-campobasso-and-jonathan-arad-on-the-dream-program/

Michael Abraham · President & CEO, Mortgage Forward Mortgage Forward is a DREAM program partner. QRL webinar · September 4, 2026 Original recording 18:10.00–18:16.80, continuous audio. We’re not trying to sell something you don’t need. We are all about member value, member benefit and client benefit as well. On-screen end card (not speech): Does DREAM fit your members? Start with a conversation about program fit. takara.finance/book-a-call. Through participating lenders. Eligibility and terms vary.